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by Undo Capital
February 12, 2026
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What Is HNW (High Net-Worth Investor Certification)?

HNW (High Net-Worth) Investor Certification is a formal declaration that confirms an individual meets the financial criteria to invest in high-risk, unlisted investments.

HNW (High Net-Worth Investor Certification) Meaning

The HNW certification's meaning centres on investor eligibility and regulatory protection. To define HNW investor certification in practice, it confirms that an individual meets specific income or asset thresholds set by UK financial regulations. This status allows investors to access opportunities such as early-stage startups, private placements and SEIS/EIS investments that are not available to the general public. A clear HNW certification definition helps platforms and companies ensure compliance while giving eligible investors broader access to higher-risk, higher-reward opportunities.

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Disclosure Notice: This communication is issued by Undo Capital Limited (“Undo Capital”) and is provided strictly for informational purposes only. It contains general information and should not be relied upon as accounting, business, financial, investment, legal, tax, or other professional advice. Undo Capital is not regulated by the Financial Conduct Authority (FCA) and does not provide investment, financial, or tax advice. Our services are designed to assist startups and businesses with company formation, legal agreements, and funding-related documentation. Nothing in this communication constitutes, or should be construed as, a recommendation, offer, or solicitation to purchase or sell any security or financial instrument.
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Participation in startups and early-stage enterprises involves significant risk. Such investments may be illiquid, may not generate dividends, may be subject to dilution, and may result in the total loss of invested capital. Any decisions or actions that may affect your business or personal interests should be taken only after seeking advice from suitably qualified professional advisors, and should form part of a balanced and diversified portfolio. This communication may contain links to third-party websites. The inclusion of such links does not imply endorsement, approval, investigation, or verification by Undo Capital. We accept no responsibility or liability for the content, accuracy, or use of information contained on any third-party websites. © 2025 Undo Capital Limited. All rights reserved. Reproduction is strictly prohibited.

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Disclaimer: Our services are designed to assist startups and businesses with company formation, legal agreements, and funding-related documentation. We do not provide investment advice, financial advice, or tax advice, nor are we regulated by the Financial Conduct Authority (FCA). Participating in startups and early-stage enterprises carries inherent risks, including limited liquidity, absence of dividends, potential loss of investment, and dilution. Any decisions regarding investments should be made independently by the investor as part of a well-diversified portfolio.